Preheat oven to 400°F and lightly grease a 9×13-inch baking dish.
In a skillet over medium heat, sauté peppers and onions until softened, about 3–4 minutes.
Stir in shredded chicken, black beans, and corn.
Remove from heat and mix in ½ cup cheddar cheese.
Fold tortillas into an accordion shape and line them up in the baking dish.
Spoon the chicken filling evenly in between the folds. Set aside while you make the sauce.
In a saucepan, melt butter over medium heat.
Whisk in flour and cook for 1–2 minutes until lightly bubbly.
Gradually whisk in heavy cream and chicken broth until smooth.
Stir in sour cream, green chiles, salt, and pepper.
Simmer for 3–5 minutes until slightly thickened.
Remove from heat and stir in Monterey Jack cheese until melted.
Pour sauce evenly over the stuffed tortillas.
Sprinkle remaining cheddar cheese on top.
Bake uncovered for 20–25 minutes, until bubbly and lightly golden.
Let cool for 5-10 minutes.
Top with lettuce, tomatoes, avocado, cilantro, and scallions as desired.